Loan Clinic.The Mortgage Experience You Deserve
We believe a loan isn’t just a transaction — it’s a turning point. That’s why we focus on people, not paperwork. At Loan Clinic, you get direct support from Brett and the team, not a call centre. We provide honest advice, explain your options in plain English, and tailor your loan strategy around your life, not the other way around.
Meet The Team
John Frame and Brett Graham.
With a combined 40+ years of lending experience, Brett and John have helped hundreds of Australians make smarter financial decisions. Brett leads every client relationship personally, while John provides remote support when travelling. Together, they bring heart, strategy, and sharp insight to every mortgage plan.
With decades in the industry, we specialise in finding practical, smart lending solutions that work for real-life Australians — from families to self-employed professionals. We’re particularly experienced in:
First home & next home buyer loans
Investment loans
Refinancing for smarter repayments
SMSF loans & construction finance
Complex income structures (e.g. business owners, self-employed)
Property loans paired with wealth-building strategies.
Meet The Team
John Frame and Brett Graham.
With a combined 40+ years of lending experience, Brett and John have helped hundreds of Australians make smarter financial decisions. Brett leads every client relationship personally, while John provides remote support when travelling. Together, they bring heart, strategy, and sharp insight to every mortgage plan.
With decades in the industry, we specialise in finding practical, smart lending solutions that work for real-life Australians — from families to self-employed professionals. We’re particularly experienced in:
First home & next home buyer loans
Investment loans
Refinancing for smarter repayments
SMSF loans & construction finance
Complex income structures (e.g. business owners, self-employed)
Property loans paired with wealth-building strategies.
Meet The Team
John Frame and Brett Graham.
With a combined 40+ years of lending experience, Brett and John have helped hundreds of Australians make smarter financial decisions. Brett leads every client relationship personally, while John provides remote support when travelling. Together, they bring heart, strategy, and sharp insight to every mortgage plan.
With decades in the industry, we specialise in finding practical, smart lending solutions that work for real-life Australians — from families to self-employed professionals. We’re particularly experienced in:
First home & next home buyer loans
Investment loans
Refinancing for smarter repayments
SMSF loans & construction finance
Complex income structures (e.g. business owners, self-employed)
Property loans paired with wealth-building strategies.
"Here at Loan Clinic, we do more than arrange loans — we help people move forward with confidence. Whether you’re buying your first home, upgrading, investing, or refinancing, we guide you through the process with clarity, care, and personalised support at every stage". - Brett Graham.
"Here at Loan Clinic, we do more than arrange loans — we help people move forward with confidence. Whether you’re buying your first home, upgrading, investing, or refinancing, we guide you through the process with clarity, care, and personalised support at every stage". - Brett Graham.
"Here at Loan Clinic, we do more than arrange loans — we help people move forward with confidence. Whether you’re buying your first home, upgrading, investing, or refinancing, we guide you through the process with clarity, care, and personalised support at every stage". - Brett Graham.
Our Core Values That Drives Everything
Our Mission
Empowering Australians with clarity and confidence in every financial decision. We exist to remove the stress and confusion from the loan process — offering expert advice, transparent guidance, and personalised support. Whether you're buying your first home or expanding your portfolio, we help you make informed choices that support your long-term goals.
Our Approach
People-first lending, tailored to your life. At Loan Clinic, we don’t believe in one-size-fits-all. We take time to understand your goals, explain your options in plain language, and match you with the right loan — not just the fastest one. With direct access to Brett and the team, you get honest advice, real communication, and service you can trust.
Local Perspective
Locally grounded. Nationally connected. Based in Australia, we work with over 40 trusted lenders nationwide to give you wide access to competitive loan products. Our experience spans metro and regional markets, helping clients from all walks of life — from families to self-employed professionals — find smarter finance solutions, no matter where they’re based.
Licensed & Trusted
Loan Clinic is a fully accredited mortgage service under Australian Credit Licence 389087. We adhere to the highest standards of ethical lending and transparent advice — because trust isn’t just earned once, it’s proven at every step.
Our Core Values That Drives Everything
Our Mission
Empowering Australians with clarity and confidence in every financial decision. We exist to remove the stress and confusion from the loan process — offering expert advice, transparent guidance, and personalised support. Whether you're buying your first home or expanding your portfolio, we help you make informed choices that support your long-term goals.
Our Approach
People-first lending, tailored to your life. At Loan Clinic, we don’t believe in one-size-fits-all. We take time to understand your goals, explain your options in plain language, and match you with the right loan — not just the fastest one. With direct access to Brett and the team, you get honest advice, real communication, and service you can trust.
Local Perspective
Locally grounded. Nationally connected. Based in Australia, we work with over 40 trusted lenders nationwide to give you wide access to competitive loan products. Our experience spans metro and regional markets, helping clients from all walks of life — from families to self-employed professionals — find smarter finance solutions, no matter where they’re based.
Licensed & Trusted
Loan Clinic is a fully accredited mortgage service under Australian Credit Licence 389087. We adhere to the highest standards of ethical lending and transparent advice — because trust isn’t just earned once, it’s proven at every step.
Our Core Values That Drives Everything
Our Mission
Empowering Australians with clarity and confidence in every financial decision. We exist to remove the stress and confusion from the loan process — offering expert advice, transparent guidance, and personalised support. Whether you're buying your first home or expanding your portfolio, we help you make informed choices that support your long-term goals.
Our Approach
People-first lending, tailored to your life. At Loan Clinic, we don’t believe in one-size-fits-all. We take time to understand your goals, explain your options in plain language, and match you with the right loan — not just the fastest one. With direct access to Brett and the team, you get honest advice, real communication, and service you can trust.
Local Perspective
Locally grounded. Nationally connected. Based in Australia, we work with over 40 trusted lenders nationwide to give you wide access to competitive loan products. Our experience spans metro and regional markets, helping clients from all walks of life — from families to self-employed professionals — find smarter finance solutions, no matter where they’re based.
Licensed & Trusted
Loan Clinic is a fully accredited mortgage service under Australian Credit Licence 389087. We adhere to the highest standards of ethical lending and transparent advice — because trust isn’t just earned once, it’s proven at every step.